Merge Split Rotate
Compress Edit Sign
to JPG to PDF
OCR Translate Redact
Your file never leaves your browser

Understand Your Medical Bill

AI-powered analysis in plain language — not legal jargon

Drop your medical bill here

or click to browse • PDF files up to 10MB

AES-256 encrypted
Bank-grade transmission

Zero data retention
Nothing stored or logged

Commercial API
Never used for AI training

How It Works

1

Upload

Drop your non-compete PDF

2

AI Analysis

Key terms extracted and explained

3

Understand

Plain-language breakdown

Why Analyze Your Medical Bill Here

Private by Design

Your file never leaves your browser. Text processed under commercial API terms — never used for AI training.

Plain Language

No legal jargon. Duration, scope, restrictions, and red flags explained in terms you understand.

Structured Output

Total billed, insurance paid, you owe, itemized charges, duplicate charges, billing red flags — all organized.

Red Flag Detection

AI identifies clauses that are unusually broad, one-sided, or potentially unenforceable.

Free to Start

3 free analyses per day. Pro for unlimited.

Not ChatGPT

Unlike pasting into a consumer chatbot, your text is never stored or used for training.

Common Questions

Medical bills, hospital bills, Explanation of Benefits (EOB) statements, itemized billing statements, and insurance claim summaries.

Medical bills contain protected health information. ModernPDF uses the commercial API where training on your data is contractually prohibited. No conversation history. No account with the AI provider.

No. This tool provides an AI-generated summary for informational purposes only. Contact your insurance company or a medical billing advocate for billing disputes.

Total billed, insurance adjustments, what you owe, itemized charges in plain language, duplicate charges, balance billing red flags, and out-of-network charges.

This tool provides AI-generated summaries for informational purposes only. It is not medical or financial advice. Contact your insurance company for billing disputes.